Client Profile
Who They Are
An authorised representative of AIA Financial Advisers Pte Ltd, an AIA FA Financial Director and part of LSY Group, Owen Bay works as a financial consultant and estate planning professional in Singapore. His interest in financial literacy started during National Service and grew while planning his own parents' retirement, and he became a consultant while on a scholarship studying Pharmaceutical Science at NUS.
On the personal side he covers cash flow, investment, retirement and estate planning. On the business side, corporate solutions, keyman insurance and buy-sell agreements. He is a Certified Estate Planner.




